State law will apply if it provides more protection than federal law.
We are committed to keeping the non-public personal information (“NPI”) we collect confidential and secure. We want to let you know how we protect your privacy. Our Privacy Policy applies to potential, current and former customers.
How do we protect your privacy?
- We restrict access to NPI to our employees who need it for their jobs.
- We use your NPI only as is necessary for us to provide insurance products and services.
- We verify that anyone asking for your NPI is entitled to it before we give it.
- We collect your health information only with your written authorization.
- We disclose your NPI only as permitted or required by law.
- We do not disclose your NPI to others for their own marketing purposes.
- We do not reveal your health, character, personal habits or reputation to anyone for marketing purposes.
- We maintain physical, electronic and procedural safeguards to protect your NPI.
- Each insurance company has its own privacy policy. At time of formal inquiry or application, you will be provided with a copy of the insurance company’s privacy statement, but no later than with your policy delivery.